Aug 11, 2026
Ontario's unemployment rate dropped to a two-year low — and
Stephen Green isn't convinced. In this episode of The Green Effect
Podcast, Stephen walks through the four forces moving the Canadian
mortgage and housing market right now, and what each one means for
you if you're buying, renewing, or waiting.
In this...
Jul 28, 2026
Fixed mortgage rates moved up this week — not by much, but
enough to notice. In this episode, Waterloo mortgage broker Stephen
Green traces the line from a trade dispute, to the bond market, to
your mortgage payment, and then looks forward at where this market
actually goes from here.
IN THIS EPISODE:
• Proposed...
Jul 14, 2026
Your bank just mailed you a mortgage renewal letter — and signing it without advice could cost you thousands. This week, Waterloo mortgage broker Stephen Green explains why banks are pushing borrowers to sign on the dotted line with no guidance, and what to do instead. He also digs into the numbers shaping...
Jun 30, 2026
Chasing the HST rebate on a new-build home? Before you switch from resale to new construction, this episode walks Canadian homebuyers through the real risks. Mortgage broker Stephen Green covers the new-build HST rebate confusion nobody can answer yet, a short-term-rental HST trap that can cost second-home...
Jun 16, 2026
⭐ Enjoying The Green Effect Podcast? Follow the show and leave a 5-star rating — it takes 10 seconds and helps other Canadians find honest mortgage talk.
The Bank of Canada held its overnight rate at 2.25%, but Canadian mortgage broker Stephen Green says the real story is what the Bank actually said, not the number....